🔑 Key Changes
Loan Product Updates
Starting October 1, 2025, all integrated loan partners will roll out updated products to reflect the expiration of the federal tax credit.
- Goodleap – October 1
- Sungage – October 1
- Dividend – October 1
- Sunlight – October 15
To view updated products, Owner role users can visit their MissionControl portal and check the 'last sycned' for latest changes.
Federal Tax Credit Removed
- October 1: FTC will be removed from all integrated lender products.
- November: FTC will be removed from proposals system-wide.
Non-Integrated Lenders
If you’re using a non-integrated lender, the federal tax credit will default OFF in proposals. You will need to manually select it if your lender chooses to extend any promotional incentives.
📊 What This Means for You
- Proposal Accuracy: Proposals generated after October 1, 2025 will no longer display federal tax credit savings. Teams must ensure customers are only shown applicable incentives. The federal tax credit will be fully removed from all proposals platform-wide by November 2025.
- Higher Monthly Payments: Loan products will adjust (principal, rates, or terms) to account for the expired credit, which may increase payment amounts.
- Sales Strategy Shift: Without the FTC, sales conversations should highlight long-term energy savings, utility cost protection, and any available state or local incentives.
- Transition Planning: Ensure your teams are trained to present the new loan structures clearly and confidently.
⚡ Bottom Line
The expiration of 25D is one of the biggest shifts in solar financing in years. Staying ahead means understanding the new loan products, adjusting your proposals, and training your teams to sell solar without relying on the federal tax credit.